These days, being frugal sometimes gets a bad rap, but back in the day, it was a way of life. People knew how to stretch a dollar and make the most out of what they had, and guess what? It worked. They were able to save, build wealth, and live comfortably without all the bells and whistles we think we need today. Let’s take a look at some of their ultra-frugal habits—and why they still work today.
1. They Used Cash Instead of Credit
Credit cards may seem like a handy tool today, but in the past, people relied heavily on cash. They knew exactly how much they could spend, and that kept them within their limits. With a cash-only approach, they made more mindful decisions about purchases and avoided accumulating debt. You can bring this habit back by using cash for discretionary spending; it’s a simple way to keep your finances in check and curb impulse buys.
2. They Wore Things Out
People didn’t rush out to buy new clothes, shoes, or gadgets every time something got a little worn. They wore things until they were truly done. Clothes were patched up, shoes were resoled, and appliances were repaired instead of replaced. This habit not only saved money but also made people more mindful of their purchases. Instead of constantly replacing things, try making what you have last longer—it’s easier on your wallet and the environment.
3. They Practiced Group Buying
If someone needed something big, like a farm tool or even bulk groceries, they often teamed up with neighbors to share the cost. It was a simple way to get what they needed without overspending. While we’re not all living in farming communities today, you can still apply this idea. Think about splitting costs with friends or neighbors for bulk buys or shared services—everyone wins.
4. Coupons and Discounts Were Gold
Your grandparents were no strangers to clipping coupons and hunting down deals. They knew the value of saving even a little bit on everyday items. While the way we shop has changed, the principle remains the same. Keep an eye out for discounts, cash-back apps, and sales—you’d be amazed how quickly small savings add up over time.
5. Homemade Everything
People used to make a lot of things from scratch, from meals to cleaning products. It wasn’t just cheaper—it was healthier and more sustainable. You don’t have to go completely old-school, but consider making some homemade alternatives for things like cleaning supplies or snacks. It’s a small step that can have a big impact on your monthly budget.
6. Leftovers Were a Lifestyle
Back then, no food went to waste. Leftovers weren’t just an afterthought—they were the next meal. People knew how to turn last night’s dinner into today’s lunch, and they got creative with stretching ingredients. By planning your meals and reusing leftovers, you can significantly cut down on food waste and save a surprising amount of money on groceries.
7. DIY Was Second Nature
Why pay for something when you could do it yourself? Whether it was fixing a leaky faucet, mending clothes, or even growing their own vegetables, people in the past embraced the DIY lifestyle. Today, you don’t have to be a master craftsman to take this approach. With a little patience and a YouTube tutorial, you can save a ton by tackling simple tasks yourself.
8. They Saved Before They Spent
Frugality wasn’t just about spending less—it was about putting money away for the future. People knew how to delay gratification and save for things instead of buying on credit. This habit not only kept them out of debt but also gave them financial peace of mind. You can do the same by setting aside savings for bigger purchases or emergencies before diving into discretionary spending.
9. They Made Their Own Gifts
Back in the day, handmade gifts were a heartfelt way to show you cared, and they didn’t cost a fortune! Whether it was knitting a sweater, baking cookies, or creating a scrapbook, giving a personal touch meant more than a store-bought item ever could. Today, you can still channel that creativity—handmade gifts are not only thoughtful but often much more meaningful. Plus, it can save you money and bring joy to the recipient!
10. They Thrifted Like Pros
Thrift stores and yard sales were treasure troves for the frugal-minded. People spent weekends hunting for unique clothing, vintage furniture, and other hidden gems, all at a fraction of the retail price. Today, thrifting is making a comeback, and for good reason! Not only can you find one-of-a-kind items, but you’re also being kind to your wallet and the planet by giving new life to pre-loved goods.
11. They Knew How to Barter
Before online marketplaces, bartering was a common practice. If you had a skill or item to trade, you could swap it for something you needed, whether it was baked goods for handyman services or garden produce for home-cooked meals. This age-old tradition fostered community ties and helped people save money. While it may seem old-fashioned, consider trading services or skills with friends and neighbors to meet your needs without spending a dime.
12. They Saved on Utilities with Simple Hacks
Being frugal extended to energy usage, too. People found clever ways to save on their bills, like hanging clothes to dry instead of using the dryer or turning down the thermostat in winter. These small changes not only saved money but also promoted sustainability. Today, you can easily adopt similar strategies—adjust your thermostat, use energy-efficient bulbs, or unplug devices when they’re not in use to help reduce those pesky bills.
13. They Took Advantage of Community Resources
Local libraries, community centers, and parks offered a wealth of resources without the price tag. People utilized these spaces for free classes, entertainment, and activities, making the most out of what their community had to offer. Nowadays, consider checking out local events and services—you might be surprised at how much you can enjoy without spending a fortune!
14. They Gave Up on Fad Diets and Cooked Healthy Meals
Before the era of trendy diets and expensive meal plans, families relied on wholesome, home-cooked meals made from simple, affordable ingredients. Eating healthy didn’t mean breaking the bank; it was about cooking from scratch and focusing on what was in season. You can still embrace this idea by planning meals around fresh produce and cooking at home—it’s not only cheaper but also a great way to bond with family and create lasting memories.
Being frugal may seem outdated, but these habits are proof that living simply and mindfully still works. By adopting even just a few of these practices, you’ll see how easy it is to save more, spend less, and live well—just like those frugal folks from back in the day.
